I'm trying to help my mother apply for various social services including Medicaid so that we can get her assessed for her increasing memory problems and delusions.
I just got her set up for an in-home assessment. After I let her know what they needed, she informed me that her wallet had been "stolen" (pretty sure lost) with both her driver's license and social security card in it.
She doesn't know where her birth certificate is. When I look at websites for replacing her license (IL) or birth certificate (IN), they are all dependent on having at least one of the other documents.
Has anyone had any luck replacing ALL forms of identification? Or gotten senior services without them? The only good thing is she was able to accurately identify her social security number.
Go to your DL Dept. and ask for a replacement DL for her. Go to her doctor's office or any other office where they have had to copy her DL and SS card and ask for a copy of it while you are waiting for the copies from the government agencies. See if agencies will fax stuff to you to get it to your faster. Offer to reimburse for emergency replacement on items if they will overnight it to you.
Fly on a plane?
Go to another state?
Enter a Federal Bldg. : SS, a courthouse, etc.?
I have never heard of the DMV REAL ID until now. A federal thing, not just California.
The documentation required to obtain one is mind boggling.
If you have a passport, it has to be renewed and current, for example, if you want to use this form of ID.
Will this be a good thing, I wonder?
Will it help? Who knows. Nefarious people have been forging stuff (money, IDs, etc) for MANY years, even in the early days of coinage! Not only did they produce fake coins, they "clipped" coins to nip bits of silver which over time would add up to enough to make another coin or melt them together and sell as just gold or silver. This is why we have ridges on our coins (1792 in the US although using actual gold and silver went away later, so there is none in regular US coins today - the process started earlier in England, but was used for all coins there starting in 1662.) Although more difficult, I am sure there are those out there who will attempt to make fake Real IDs... The bottom line is will those who have to look at the ID be able to determine if it is real or not?
It took almost three months to track down her birth certificate and her two marriage certificates, as well as getting her social security card.
At that point I could finally get her a state ID card, which allowed me to finally straighten out the mess she had made with her Social Securty and Medicare accounts.
I literally thought I was going to have a nervous break down because she has Dimentia (LBD), and decided to rummage through the folder of all her paperwork the morning I was taking her to MV for her id.
To get the forms, I did have to show my ID, but since I'm her daughter it was not a problem. It was a small fee.
The DMV wanted her SSN and we just had come from her CPA's office and had copies of old tax forms. A 1040 with SSN was allowable as proof of SSN.
When I came up to the examiner with the paperwork and he asked me what we were there for, I naturally said, "For an ID card." The agent practically whispered (and she's giving up her driver license?) and I replied, "Absolutely!" He was truly happy.
Eventually we ordered her a new SS card and changed her address everywhere to a Post Office Box, a very cheap form of finding out what is actually coming to her address. At the end of the year, every bank account and stock should send a tax form of some kind, and we were able to change her address with all of those in hand. She could not lose those documents if she never saw them. Yes, we had POA.
We started with birth certificate which for some reason was pretty easy to get as long as you know state and county and date.
Marriage license was more difficult because when we went to notarize the request form the bank wanted to see her ID. We didn't have any, that's why we needed the marriage certificate.
Knowing is and understanding or situation really helped as they kinda fudged and notarized the form without it.
After we got the marriage license, we were able to get the state ID and now we are able to get a new social security card. We were able to scrounge up a couple bank statements and Medicare statements with her address so that part went pretty well.
Good luck!
Because about 4 years ago an idiot at an attorney's office sent mine to me via email for me to confirm it, I immediately froze my credit! I also added alerts to EVERYTHING. I get alert overload for charges and periodic (some daily or weekly or monthly) balance notices - I was already careful about keeping tabs on all my accounts before this, but this ramped it up!
All she had to do really was either call me or send email requesting I call her. I started by calling her and telling her this is WRONG and why! If it was an oops moment, it still isn't good, but in this case it was NOT an oops to her. She never did understand (oh, our system is secure - sure toots, but once you click that SEND button, it isn't on your system anymore, is it?) Augh!
Unless it is some kind of secure email (I personally do not trust many of them! I was in the computer fields most of my working days...), email (and text) is NOT for sharing sensitive info! Not knowing when this might surface (tomorrow, next week, next year, three years later when maybe I have forgotten about it?), it was best for me to freeze the big three (there are some "lesser" bureaus out there that we are not exactly informed about.)
It cost me $10 each to freeze them, and another $10 one time to temporarily unfreeze one, but thankfully due to the Equifax meltdown it is now free for everyone (until gov't sticks their nasty nose into it!) Although I would still recommend anyone/everyone doing this, beware that it is NOT always simple. Most of the time it should be, but crap happens. Despite having a PIN, I could not complete the online unfreeze recently for the bureau when I needed to buy a car with a loan. I waited until Monday and was able to complete it by phone (NO live person.) Because the dealership f'ed up, I had to do it again and the second time NEITHER option would work! I managed to find another phone number on their website and by going through the menus that were presented was finally able to get a real person on the phone. Same questions asked as online and robo-phone-menu, same answers given, and he was able to make it work! Go figure.
But, doing this will most likely prevent anyone opening new accounts, renting, etc in your name going forward. That means even if your personal info is already hacked and out there, it can keep those thieves from getting anything new. Credit card info might be out there too, so there are still ways for thieves to rip you off (alerts, keeping eye on your accounts and periodically checking your credit reports helps with these.)
A place to start for information only:
https://www.experian.com/blogs/ask-experian/7-things-you-need-to-know-before-freezing-your-credit/
While there is one weblink that can be used to request your free credit report from any/all of the three, you will have to contact each bureau in order to freeze (you can do this for FREE, don't sign up for or use those places that charge you!)
Recommendation is to severely limit or eliminate credit cards (ESP debit cards) for those who are intellectually challenged (dementia.) I took over mom's finances years ago, and despite having POA, the one credit card she had would not allow me to have online access, nor would they, even in writing, set up alerts (I could check the account by phone, but I wasn't about to check it daily!) The only thing I was able to do besides change mailing address to me was have her credit line seriously reduced. Although CC companies generally say you are not responsible (some say after first 50), who wants to fight about 14,000 in bogus charges!?!?!?! She had no need for that much. I eventually froze the card through them, and later closed it. (before the move to MC, she "lost" the card.. really it was in her purse, wrapped up in a receipt instead of put back into her wallet.)
In your case, IF you are local to mom, I would suggest an in-depth search of her home, if possible. More than likely she tucked it away somewhere and thinks it is lost or someone took it. Have someone take mom out or keep her busy while you search - look anywhere and everywhere! Even in MC mom still "hides" her purse (nothing of interest, no cash, no CCs, just an expired license and possibly her old SS/Medicare cards or a copy.) Most of the time now she doesn't cart it around with her like she did initially, and more often than not has no idea where it is! I have searched for it a few times and it is NEVER in the same place!
When still living alone, our mother often misplaced or could not find items and accused others of taking them. Nope. We found most of it later on cleaning out the condo after moving her to MC. She also told me she did not have/lost her Medicare card when we went to a first appointment with a skin doctor - since at that time the SS# was Medicare #, they accepted just the number. While riding to appointments and/or sitting in the waiting room, she would rifle through her purse and wallet, section by section. While she was doing this once, Look! there it is! I snagged it and didn't give it back. I have since signed on as rep payee for SS, so the new Medicare card came to me and I hang onto it!
Contacting by phone the places that you need new IDs from and explaining the situation, perhaps they would be best to advise you in any alternative proof of identity you can give them. Hopefully you have POA, which can help immensely! There are so many dealing with various types of dementia now that many people can be very understanding of your situation. For license, I would look into getting a state ID rather than a new license. Presumably she isn't driving!! Call ahead and see what can be provided as proof. She'll have to go and have a picture done (depending on how old the license was, she probably would need that too, so if you have to go and she can go, get the ID rather than a license.)
If you call SS, call the local office - calling the main number results in a LONG wait and probably they will refer you to a local office. Since she would have SS payments, statements, tax paperwork from them, bringing those along with mom (assuming she can ride along and tolerate the wait, do call ahead for appointment) can expedite. They might even be able to just mail new ones without a visit, IF she has not moved. Another option is perhaps requesting the SS/Medicare cards online. If she does not have an account with SS/Medicare, create one and more than likely they have a replacement card option - worth a try, so long as she has not moved since getting SS/Medicare.
The birth certificate is a whole other issue being out of state. Again, best bet is to call the town office and inquire as to what you would need to get a certified copy. I'm sure there are many people who have moved MANY miles away from where they were born and need a copy without having to travel all the way back!
I'm saying all of this because the paper trail regulations from Homeland Security requires everything be documented. It can become frustrating, no doubt. I am seriously considering setting up an account with Ancestry to see if I can find a copy of the certificate, and thereby the county information, that way.
Oh, and having worked at a credit reporting agency for 14 years, please do make sure you verify your mom's credit reports are not hacked. You can do so with Credit Karma or a similar company. You can have all 3 of the credit agencies freeze her report for no cost and all at one time now, too. You can even place a message on the credit reports indication the loss/stolen ID and credit cards.
My mom with dementia successfully hid her birth certificate & social insurance card [ same is USA social security] for over 3 years in the NH - I found them long after I had to get them replaced -
When we cleaned out their home we found money in towels, bank statements under the shelf paper in the linen closet & we sent a dresser off to the auctioneer who found a package of 6 $50 bills [kudoos to his honesty] & we thought we had checked it out - if your mom is saying it was stolen then that could be an early sign of dementia where they hide things so they can't be stolen & forget but their mindset is for things to be stolen so when they can't find it then it is stolen
If she was baptized then try there first as that is semi-official & gives you something - I was able to get my mom's by applying to a gov't website - I asked for the 'long form' which has more info on it & while I was at it I also got a copy of her marriage certificate [long form] & my own birth certificate [long form] - these turned out to be handy when both mom & dad passed away as I needed them to complete some of the paperwork at the funeral home as here they now take the deceased person's parents names & where they were born as part of the record
So while you are at it try to get everything maybe a short version for her to have but keep a copy of everything for when not if you need it - you may need your grandparents names & some identify info on them to get those documents
DL
Ditto with your Medicare card, if it still has your SSN as your Medicare I.D. number.
And while we're at it, simplify the credit cards for your parents. My mother-in-law has ONE credit card, and a debit card for each of her two bank accounts. Would not be difficult to freeze/stop if she were to lose her wallet.
The thing is, I think possibly a lot of time and trouble might be saved if someone could go to her home and help look for these things. Even if her wallet had been stolen, it's not like she'd have been carrying her birth certificate around in it; and how did she identify her social security number? - presumably not from memory; and all in all I'd get a strong impression that these documents aren't so much lost as just out of sight, out of mind, and she doesn't know where to begin looking for them. It may well be that they're not at all hard to find.
I understand that you wouldn't want a complete stranger rootling around among her personal papers, but is there anybody trustworthy you could call on to go and have a quick look?
Then go to the DMV and get an ID card...
We have always been asked for ID, so I think it's important.
I have a encrypted flash drive on my key chain with all my important documents (IDs, POAs, custody orders, etc) and I have them in a protected folder on Google drive so I can access them from my smart phone. As a techie, I consider this safer than having the physical documents in my purse. I'm terrible at remembering to place the latest proof of insurance in my car, but the cops accept the photo on my phone as proof the insurance is still current.
That only addresses opening new lines in your name. You have to call each credit card company to report a stolen or lost card so that people can't use your existing lines.
Make sure you deal with the bureau that reports on bank accounts too. A lot of people don't think about that. Fraudsters use your ID to open bank accounts. Some did that with my info once. I didn't know for years until I went to open up a new account and I got rejected since they said I had a history of bouncing checks. I was shocked. I've never been late on a payment let alone bounce a check. Turns out someone opened an account using my ID. Took a while to correct. Mostly correct anyways. That's fraudsters fake address is still listed as one of the addresses I lived at. I've never even been in that state.
it says you can email them to request a duplicate ID by mail. I would just email them and request a duplicate ID.
have you checked to see if the birth certificate can be ordered online? Some counties don’t request photo ID. Strange I know. I’m not in Illinois so this isn’t helpful but I had to get a copy of my birth certificate yesterday, strangest thing ever I have no idea where it is! Should have been in the safe with my husband and Children’s birth certificates and social security cards but it’s not there and I can’t get a Real ID drivers license without it! Anyway I had the option of ordering one online. If I did it through the mail, I had to go to a notary and send a copy of my ID. I just went in person to get it and did have to show my ID!